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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,324 | $148,582-85.0% | $135,942-83.6% | $139,456-84.0% |
| Participation rate | 90.9% | 83.9%+7.1pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 19.45% | 79.26%-59.8pp | 68.28%-48.8pp | 373.45%-354.0pp |
| Employer contribution / active EE | $2,441 | $5,245-53.5% | $4,858-49.8% | $4,753-48.6% |
| Participant deferral / active EE | $8,664 | $8,101+6.9% | $7,759+11.7% | $6,711+29.1% |
| Admin fee / account holder | $782 | $12,402-93.7% | $10,764-92.7% | $11,407-93.1% |