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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,903 | $228,352-84.7% | $185,827-81.2% | $158,950-78.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 18.19% | 40.81%-22.6pp | 35.96%-17.8pp | 302.91%-284.7pp |
| Employer contribution / active EE | $5,984 | $4,967+20.5% | $4,087+46.4% | $4,762+25.7% |
| Participant deferral / active EE | $6,119 | $6,416-4.6% | $5,633+8.6% | $5,983+2.3% |
| Admin fee / account holder | $2,124 | $11,867-82.1% | $9,502-77.6% | $11,248-81.1% |