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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,362 | $115,903-10.0% | $100,528+3.8% | $158,966-34.3% |
| Participation rate | 33.3% | 81.6%-48.3pp | 79.4%-46.1pp | 82.0%-48.6pp |
| Annual return | 8.65% | 34.80%-26.2pp | 30.90%-22.3pp | 302.95%-294.3pp |
| Employer contribution / active EE | $10,243 | $4,105+149.5% | $3,419+199.6% | $4,762+115.1% |
| Participant deferral / active EE | $15,574 | $6,677+133.3% | $6,271+148.3% | $5,983+160.3% |
| Admin fee / account holder | $0 | $11,000-100.0% | $8,084-100.0% | $11,250-100.0% |