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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,471 | $70,486+5.7% | $100,528-25.9% | $79,852-6.7% |
| Participation rate | 65.8% | 73.6%-7.9pp | 79.4%-13.6pp | 69.6%-3.8pp |
| Annual return | 19.16% | 21.90%-2.7pp | 30.90%-11.7pp | 31.72%-12.6pp |
| Employer contribution / active EE | $1,553 | $2,165-28.3% | $3,419-54.6% | $2,471-37.2% |
| Participant deferral / active EE | $3,751 | $5,182-27.6% | $6,271-40.2% | $3,740+0.3% |
| Admin fee / account holder | $1,710 | $4,480-61.8% | $8,084-78.8% | $5,306-67.8% |