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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,343 | $157,276-37.5% | $141,177-30.3% | $152,885-35.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.73% | 64.33%-39.6pp | 71.40%-46.7pp | 345.39%-320.7pp |
| Employer contribution / active EE | $7,952 | $5,262+51.1% | $4,736+67.9% | $4,763+66.9% |
| Participant deferral / active EE | $8,913 | $7,110+25.3% | $6,710+32.8% | $5,851+52.3% |
| Admin fee / account holder | $1,160 | $12,123-90.4% | $10,263-88.7% | $11,598-90.0% |