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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,942 | $124,330-96.8% | $109,173-96.4% | $167,536-97.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 18.71% | 26.04%-7.3pp | 25.75%-7.0pp | 478.82%-460.1pp |
| Employer contribution / active EE | $1,418 | $4,209-66.3% | $3,723-61.9% | $4,839-70.7% |
| Participant deferral / active EE | $1,534 | $5,256-70.8% | $4,654-67.0% | $6,342-75.8% |
| Admin fee / account holder | $721 | $7,974-91.0% | $6,755-89.3% | $12,315-94.1% |