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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,247 | $106,749+6.1% | $145,433-22.1% | $82,448+37.4% |
| Participation rate | 97.5% | 75.6%+21.9pp | 82.1%+15.4pp | 68.1%+29.4pp |
| Annual return | 16.96% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $3,198 | $3,444-7.2% | $4,554-29.8% | $2,551+25.4% |
| Participant deferral / active EE | $8,277 | $6,519+27.0% | $7,897+4.8% | $4,139+100.0% |
| Admin fee / account holder | $930 | $8,390-88.9% | $13,129-92.9% | $7,234-87.1% |