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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,143 | $89,259+11.1% | $107,187-7.5% | $82,637+20.0% |
| Participation rate | 96.7% | 67.9%+28.7pp | 75.0%+21.6pp | 68.1%+28.6pp |
| Annual return | 22.75% | 21.02%+1.7pp | 204.55%-181.8pp | 53.51%-30.8pp |
| Employer contribution / active EE | $7,614 | $3,080+147.2% | $3,782+101.3% | $2,552+198.3% |
| Participant deferral / active EE | $16,536 | $4,037+309.6% | $5,096+224.5% | $4,126+300.8% |
| Admin fee / account holder | $4,587 | $7,381-37.9% | $9,162-49.9% | $7,339-37.5% |