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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,901 | $118,708-63.9% | $98,920-56.6% | $158,982-73.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 20.29% | 372.49%-352.2pp | 196.47%-176.2pp | 302.99%-282.7pp |
| Employer contribution / active EE | $3,425 | $3,334+2.7% | $2,689+27.3% | $4,763-28.1% |
| Participant deferral / active EE | $12,429 | $5,089+144.2% | $4,245+192.8% | $5,983+107.7% |
| Admin fee / account holder | $4,074 | $10,134-59.8% | $6,643-38.7% | $11,252-63.8% |