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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,300 | $106,247+58.4% | $96,515+74.4% | $139,466+20.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.29% | 38.47%-23.2pp | 35.73%-20.4pp | 373.66%-358.4pp |
| Employer contribution / active EE | $22,218 | $4,106+441.1% | $3,740+494.1% | $4,754+367.4% |
| Participant deferral / active EE | $20,000 | $5,456+266.6% | $4,880+309.9% | $6,712+198.0% |
| Admin fee / account holder | $524 | $7,885-93.4% | $6,735-92.2% | $11,409-95.4% |