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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,081 | $138,102-61.6% | $125,381-57.7% | $134,532-60.5% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -16.72% | 750.73%-767.4pp | 572.31%-589.0pp | 418.27%-435.0pp |
| Employer contribution / active EE | $1,956 | $5,245-62.7% | $4,815-59.4% | $4,741-58.7% |
| Participant deferral / active EE | $4,870 | $7,801-37.6% | $7,448-34.6% | $6,401-23.9% |
| Admin fee / account holder | $572 | $11,568-95.1% | $10,007-94.3% | $11,429-95.0% |