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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $780,049 | $185,856+319.7% | $170,028+358.8% | $139,456+459.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.74% | 60.52%-43.8pp | 53.39%-36.7pp | 373.45%-356.7pp |
| Employer contribution / active EE | $25,649 | $7,593+237.8% | $6,788+277.9% | $4,753+439.7% |
| Participant deferral / active EE | $26,004 | $11,623+123.7% | $10,409+149.8% | $6,711+287.5% |
| Admin fee / account holder | $50,025 | $15,387+225.1% | $12,820+290.2% | $11,407+338.5% |