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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,042 | $127,387-60.7% | $115,038-56.5% | $125,389-60.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.99% | 31.28%-37.3pp | 26.14%-32.1pp | 282.24%-288.2pp |
| Employer contribution / active EE | $7,779 | $5,166+50.6% | $4,608+68.8% | $4,866+59.9% |
| Participant deferral / active EE | $13,112 | $6,423+104.1% | $6,026+117.6% | $5,352+145.0% |
| Admin fee / account holder | $2,351 | $9,516-75.3% | $8,175-71.2% | $9,541-75.4% |