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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,625 | $150,447-92.9% | $136,298-92.2% | $147,586-92.8% |
| Participation rate | 93.8% | 84.4%+9.3pp | 81.9%+11.8pp | 82.8%+10.9pp |
| Annual return | 35.53% | 1049.15%-1013.6pp | 5156.27%-5120.7pp | 578.59%-543.1pp |
| Employer contribution / active EE | $1,549 | $5,256-70.5% | $4,696-67.0% | $4,876-68.2% |
| Participant deferral / active EE | $2,152 | $6,631-67.5% | $6,247-65.5% | $5,439-60.4% |
| Admin fee / account holder | $1,144 | $10,906-89.5% | $9,244-87.6% | $10,886-89.5% |