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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,212 | $106,974-91.4% | $90,796-89.9% | $138,895-93.4% |
| Participation rate | 58.8% | 74.9%-16.0pp | 69.5%-10.7pp | 79.9%-21.1pp |
| Annual return | 22.82% | 20.10%+2.7pp | 19.29%+3.5pp | 145.39%-122.6pp |
| Employer contribution / active EE | $618 | $2,609-76.3% | $2,294-73.0% | $4,194-85.3% |
| Participant deferral / active EE | $2,317 | $4,455-48.0% | $3,822-39.4% | $6,396-63.8% |
| Admin fee / account holder | $77 | $8,626-99.1% | $7,024-98.9% | $12,562-99.4% |