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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,445 | $78,672-76.6% | $109,163-83.1% | $85,856-78.5% |
| Participation rate | 72.2% | 68.3%+3.9pp | 75.9%-3.7pp | 69.3%+2.9pp |
| Annual return | 12.31% | 25.09%-12.8pp | 25.75%-13.4pp | 318.58%-306.3pp |
| Employer contribution / active EE | $878 | $2,734-67.9% | $3,723-76.4% | $2,565-65.8% |
| Participant deferral / active EE | $2,420 | $3,467-30.2% | $4,654-48.0% | $3,952-38.8% |
| Admin fee / account holder | $5,657 | $5,470+3.4% | $6,754-16.2% | $6,261-9.6% |