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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,736 | $112,131-90.4% | $95,964-88.8% | $158,982-93.2% |
| Participation rate | 63.2% | 79.0%-15.8pp | 77.1%-13.9pp | 82.0%-18.8pp |
| Annual return | 33.40% | 171.19%-137.8pp | 91.64%-58.2pp | 302.99%-269.6pp |
| Employer contribution / active EE | $1,386 | $3,199-56.7% | $2,541-45.5% | $4,763-70.9% |
| Participant deferral / active EE | $2,481 | $4,784-48.1% | $4,167-40.5% | $5,983-58.5% |
| Admin fee / account holder | $77 | $10,136-99.2% | $6,797-98.9% | $11,252-99.3% |