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| Provider | Service type | Compensation |
|---|---|---|
AMERICA'S 401K, INC.2 years Filed as: AMERICA'S BEST 401K Service code 26 · EIN 47-2843320 8335 E EAGLE FEATHER ROAD · SCOTTSDALE, AZ 85266 | Advisory (Participants) | $19,856 |
LT TRUST COMPANY2 years Filed as: LT TRUST Service code 15 · EIN 61-1607607 1675 BROADWAY - SUITE 500 · DENVER, CO 80202 | Recordkeeping | $10,408 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING Service code 26 · EIN 43-1270780 5440 W 110TH ST - SUITE 102 · OVERLAND PARK, KS 66211 | Advisory (Participants) | $7,942 |
Service code 16 · EIN 20-4780677 2929 ARCH STREET - SUITE 600 · PHILADELPHIA, PA 19104 | Consulting | $6,050 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,562 | $75,959-9.7% | $154,114-55.5% | $64,181+6.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.51% | 30.32%-37.8pp | 735.16%-742.7pp | 7.63%-15.1pp |
| Employer contribution / active EE | $5,637 | $3,350+68.3% | $5,298+6.4% | $2,381+136.8% |
| Participant deferral / active EE | $6,291 | $3,175+98.2% | $5,081+23.8% | $3,470+81.3% |
| Admin fee / account holder | $405 | $5,589-92.7% | $13,411-97.0% | $4,887-91.7% |