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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,990 | $107,944-58.3% | $91,994-51.1% | $152,885-70.6% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 18.56% | 89.26%-70.7pp | 69.03%-50.5pp | 345.39%-326.8pp |
| Employer contribution / active EE | $4,089 | $4,210-2.9% | $3,452+18.4% | $4,763-14.2% |
| Participant deferral / active EE | $2,425 | $6,365-61.9% | $5,923-59.1% | $5,851-58.6% |
| Admin fee / account holder | $474 | $10,521-95.5% | $7,743-93.9% | $11,598-95.9% |