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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,135 | $114,093-92.0% | $96,171-90.5% | $167,536-94.5% |
| Participation rate | 94.4% | 75.1%+19.4pp | 68.4%+26.0pp | 82.1%+12.3pp |
| Annual return | 17.57% | 190.00%-172.4pp | 192.04%-174.5pp | 478.82%-461.2pp |
| Employer contribution / active EE | $1,560 | $3,429-54.5% | $2,799-44.3% | $4,839-67.8% |
| Participant deferral / active EE | $2,679 | $5,197-48.4% | $4,350-38.4% | $6,342-57.8% |
| Admin fee / account holder | $476 | $6,899-93.1% | $5,538-91.4% | $12,315-96.1% |