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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,808 | $109,411-93.8% | $89,435-92.4% | $158,982-95.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 79.53% | 345.68%-266.1pp | 245.55%-166.0pp | 302.99%-223.5pp |
| Employer contribution / active EE | $2,353 | $3,173-25.8% | $2,587-9.0% | $4,763-50.6% |
| Participant deferral / active EE | $3,684 | $4,600-19.9% | $3,890-5.3% | $5,983-38.4% |
| Admin fee / account holder | $378 | $6,159-93.9% | $4,884-92.3% | $11,252-96.6% |