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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,040 | $159,978-67.5% | $147,041-64.6% | $145,978-64.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 7.72% | 98.36%-90.6pp | 419.21%-411.5pp | 550.52%-542.8pp |
| Employer contribution / active EE | $4,582 | $5,288-13.4% | $4,935-7.2% | $4,662-1.7% |
| Participant deferral / active EE | $11,126 | $8,429+32.0% | $8,071+37.9% | $6,690+66.3% |
| Admin fee / account holder | $30,158 | $15,053+100.3% | $13,006+131.9% | $13,400+125.1% |