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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,703 | $212,386+59.5% | $199,883+69.5% | $138,895+143.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.01% | 47.75%-32.7pp | 43.81%-28.8pp | 145.39%-130.4pp |
| Employer contribution / active EE | $16,986 | $6,625+156.4% | $6,261+171.3% | $4,194+305.0% |
| Participant deferral / active EE | $13,610 | $9,617+41.5% | $9,138+48.9% | $6,396+112.8% |
| Admin fee / account holder | $1,468 | $18,233-91.9% | $17,268-91.5% | $12,562-88.3% |