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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,704 | $69,118+44.3% | $53,647+85.9% | $138,895-28.2% |
| Participation rate | 16.7% | 64.0%-47.3pp | 56.3%-39.6pp | 79.9%-63.3pp |
| Annual return | 21.61% | 248.26%-226.7pp | 358.33%-336.7pp | 145.39%-123.8pp |
| Employer contribution / active EE | $806 | $1,189-32.2% | $962-16.2% | $4,194-80.8% |
| Participant deferral / active EE | $4,563 | $2,274+100.6% | $1,813+151.6% | $6,396-28.7% |
| Admin fee / account holder | $582 | $2,724-78.6% | $2,460-76.3% | $12,562-95.4% |