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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,544 | $89,364+32.7% | $141,177-16.0% | $72,983+62.4% |
| Participation rate | 97.5% | 75.1%+22.4pp | 82.5%+15.0pp | 69.5%+28.0pp |
| Annual return | 24.31% | 111.86%-87.6pp | 71.40%-47.1pp | 81.01%-56.7pp |
| Employer contribution / active EE | $18,226 | $3,115+485.1% | $4,736+284.9% | $2,440+647.0% |
| Participant deferral / active EE | $11,737 | $5,419+116.6% | $6,710+74.9% | $3,608+225.4% |
| Admin fee / account holder | $5,411 | $5,959-9.2% | $10,263-47.3% | $5,124+5.6% |