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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,742 | $138,114-76.3% | $125,391-73.9% | $134,545-75.7% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -18.99% | 750.88%-769.9pp | 572.41%-591.4pp | 418.37%-437.4pp |
| Employer contribution / active EE | $1,090 | $5,246-79.2% | $4,816-77.4% | $4,742-77.0% |
| Participant deferral / active EE | $5,378 | $7,801-31.1% | $7,448-27.8% | $6,401-16.0% |
| Admin fee / account holder | $575 | $11,570-95.0% | $10,009-94.3% | $11,431-95.0% |