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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,544 | $165,399-87.0% | $149,745-85.6% | $158,982-86.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.89% | 348.34%-339.4pp | 276.72%-267.8pp | 302.99%-294.1pp |
| Employer contribution / active EE | $1,461 | $5,105-71.4% | $4,646-68.5% | $4,763-69.3% |
| Participant deferral / active EE | $3,858 | $7,183-46.3% | $6,843-43.6% | $5,983-35.5% |
| Admin fee / account holder | $739 | $10,811-93.2% | $9,312-92.1% | $11,252-93.4% |