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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,009 | $76,522-2.0% | $56,033+33.9% | $145,884-48.6% |
| Participation rate | 80.0% | 63.2%+16.8pp | 52.5%+27.5pp | 80.3%-0.3pp |
| Annual return | 9.74% | 3014.28%-3004.5pp | 1711.38%-1701.6pp | 551.85%-542.1pp |
| Employer contribution / active EE | $2,514 | $1,382+81.9% | $1,041+141.5% | $4,662-46.1% |
| Participant deferral / active EE | $12,209 | $2,624+365.3% | $1,954+524.8% | $6,690+82.5% |
| Admin fee / account holder | $1,067 | $3,328-67.9% | $2,827-62.2% | $13,392-92.0% |