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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,963 | $108,285-44.6% | $77,552-22.7% | $158,982-62.3% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 13.23% | 31.69%-18.5pp | 54.82%-41.6pp | 302.99%-289.8pp |
| Employer contribution / active EE | $2,383 | $1,325+79.8% | $987+141.5% | $4,763-50.0% |
| Participant deferral / active EE | $7,703 | $2,455+213.7% | $1,861+314.0% | $5,983+28.7% |
| Admin fee / account holder | $1,239 | $3,709-66.6% | $2,859-56.6% | $11,252-89.0% |