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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,026 | $176,402-96.6% | $134,155-95.5% | $158,950-96.2% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 18.51% | 63.66%-45.1pp | 36.34%-17.8pp | 302.91%-284.4pp |
| Employer contribution / active EE | $1,262 | $5,042-75.0% | $3,705-65.9% | $4,762-73.5% |
| Participant deferral / active EE | $2,162 | $4,093-47.2% | $3,500-38.2% | $5,983-63.9% |
| Admin fee / account holder | $339 | $8,719-96.1% | $6,685-94.9% | $11,248-97.0% |