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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,173 | $148,582+109.4% | $135,942+128.9% | $139,456+123.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.85% | 79.26%-60.4pp | 68.28%-49.4pp | 373.45%-354.6pp |
| Employer contribution / active EE | $30,674 | $5,245+484.9% | $4,858+531.5% | $4,753+545.4% |
| Participant deferral / active EE | $17,649 | $8,101+117.9% | $7,759+127.5% | $6,711+163.0% |
| Admin fee / account holder | $1,179 | $12,402-90.5% | $10,764-89.0% | $11,407-89.7% |