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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,207 | $180,466-76.6% | $154,114-72.6% | $135,382-68.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.17% | 888.15%-898.3pp | 735.16%-745.3pp | 519.77%-529.9pp |
| Employer contribution / active EE | $6,085 | $6,035+0.8% | $5,298+14.9% | $4,779+27.3% |
| Participant deferral / active EE | $3,924 | $5,806-32.4% | $5,081-22.8% | $5,609-30.0% |
| Admin fee / account holder | $926 | $16,144-94.3% | $13,411-93.1% | $10,829-91.4% |