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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,197 | $162,136+11.8% | $152,301+19.0% | $154,746+17.1% |
| Participation rate | 94.7% | 84.1%+10.6pp | 82.4%+12.3pp | 80.7%+14.0pp |
| Annual return | 14.10% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $3,439 | $4,890-29.7% | $4,624-25.6% | $4,379-21.5% |
| Participant deferral / active EE | $8,268 | $8,341-0.9% | $8,004+3.3% | $6,730+22.8% |
| Admin fee / account holder | $1,491 | $15,759-90.5% | $14,398-89.6% | $14,365-89.6% |