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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,672 | $181,896-65.5% | $156,551-60.0% | $273,972-77.1% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 10.87% | 30.74%-19.9pp | 32.23%-21.4pp | 41.46%-30.6pp |
| Employer contribution / active EE | $4,566 | $6,248-26.9% | $5,501-17.0% | $4,869-6.2% |
| Participant deferral / active EE | $4,464 | $5,550-19.6% | $4,871-8.4% | $5,287-15.6% |
| Admin fee / account holder | $2,326 | $15,560-85.1% | $13,028-82.1% | $10,133-77.0% |