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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,517 | $106,247-58.1% | $96,515-53.9% | $139,466-68.1% |
| Participation rate | 35.7% | 77.8%-42.1pp | 74.3%-38.6pp | 80.3%-44.6pp |
| Annual return | 18.18% | 38.47%-20.3pp | 35.73%-17.6pp | 373.66%-355.5pp |
| Employer contribution / active EE | $803 | $4,106-80.4% | $3,740-78.5% | $4,754-83.1% |
| Participant deferral / active EE | $2,259 | $5,456-58.6% | $4,880-53.7% | $6,712-66.3% |
| Admin fee / account holder | $77 | $7,885-99.0% | $6,735-98.9% | $11,409-99.3% |