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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,488 | $133,998-75.8% | $112,263-71.1% | $134,545-75.9% |
| Participation rate | 38.5% | 78.6%-40.1pp | 75.1%-36.6pp | 81.2%-42.8pp |
| Annual return | -15.27% | 47.17%-62.4pp | 27.49%-42.8pp | 418.37%-433.6pp |
| Employer contribution / active EE | $977 | $4,040-75.8% | $3,636-73.1% | $4,742-79.4% |
| Participant deferral / active EE | $2,446 | $5,292-53.8% | $4,729-48.3% | $6,401-61.8% |
| Admin fee / account holder | $1,698 | $7,493-77.3% | $6,410-73.5% | $11,431-85.1% |