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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,571 | $110,410-48.8% | $102,437-44.8% | $145,897-61.2% |
| Participation rate | 30.8% | 77.9%-47.2pp | 74.5%-43.7pp | 80.3%-49.5pp |
| Annual return | 13.77% | 24.85%-11.1pp | 24.95%-11.2pp | 552.29%-538.5pp |
| Employer contribution / active EE | $853 | $4,217-79.8% | $3,871-78.0% | $4,663-81.7% |
| Participant deferral / active EE | $2,338 | $5,622-58.4% | $5,060-53.8% | $6,689-65.1% |
| Admin fee / account holder | $54 | $9,745-99.5% | $8,388-99.4% | $13,390-99.6% |