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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,769 | $138,078+42.5% | $125,363+57.0% | $134,509+46.3% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -26.46% | 750.49%-776.9pp | 572.15%-598.6pp | 418.13%-444.6pp |
| Employer contribution / active EE | $22,250 | $5,245+324.2% | $4,815+362.1% | $4,741+369.4% |
| Participant deferral / active EE | $12,320 | $7,800+58.0% | $7,447+65.4% | $6,400+92.5% |
| Admin fee / account holder | $9,693 | $11,566-16.2% | $10,005-3.1% | $11,427-15.2% |