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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,030 | $185,905-26.8% | $170,057-20.0% | $139,487-2.5% |
| Participation rate | 70.0% | 87.8%-17.8pp | 87.0%-17.0pp | 80.3%-10.3pp |
| Annual return | 15.24% | 60.56%-45.3pp | 53.42%-38.2pp | 373.84%-358.6pp |
| Employer contribution / active EE | $1,886 | $7,597-75.2% | $6,790-72.2% | $4,755-60.3% |
| Participant deferral / active EE | $9,147 | $11,627-21.3% | $10,411-12.1% | $6,713+36.3% |
| Admin fee / account holder | $6,380 | $15,397-58.6% | $12,826-50.3% | $11,407-44.1% |