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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,994 | $184,000+4.9% | $162,185+19.0% | $152,909+26.2% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 21.00% | 150.80%-129.8pp | 115.61%-94.6pp | 345.46%-324.5pp |
| Employer contribution / active EE | $1,839 | $6,370-71.1% | $5,613-67.2% | $4,764-61.4% |
| Participant deferral / active EE | $7,524 | $8,033-6.3% | $7,297+3.1% | $5,851+28.6% |
| Admin fee / account holder | $4,496 | $13,124-65.7% | $10,844-58.5% | $11,601-61.2% |