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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,834 | $138,102-84.2% | $125,381-82.6% | $134,532-83.8% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -21.52% | 750.73%-772.2pp | 572.31%-593.8pp | 418.27%-439.8pp |
| Employer contribution / active EE | $1,428 | $5,245-72.8% | $4,815-70.3% | $4,741-69.9% |
| Participant deferral / active EE | $6,508 | $7,801-16.6% | $7,448-12.6% | $6,401+1.7% |
| Admin fee / account holder | $2,016 | $11,568-82.6% | $10,007-79.9% | $11,429-82.4% |