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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,243 | $185,312-79.4% | $161,489-76.3% | $154,746-75.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.33% | 103.84%-90.5pp | 89.72%-76.4pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,046 | $4,769-57.1% | $4,268-52.1% | $4,379-53.3% |
| Participant deferral / active EE | $2,339 | $6,350-63.2% | $5,630-58.5% | $6,730-65.3% |
| Admin fee / account holder | $729 | $18,654-96.1% | $16,006-95.4% | $14,365-94.9% |