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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,062 | $175,231-95.4% | $149,696-94.6% | $139,466-94.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.12% | 166.77%-149.6pp | 134.46%-117.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $2,176 | $5,478-60.3% | $4,821-54.9% | $4,754-54.2% |
| Participant deferral / active EE | $3,065 | $6,521-53.0% | $5,682-46.1% | $6,712-54.3% |
| Admin fee / account holder | $1,542 | $16,155-90.5% | $13,212-88.3% | $11,409-86.5% |