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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,602 | $88,996-83.6% | $78,004-81.3% | $138,895-89.5% |
| Participation rate | 87.5% | 74.4%+13.1pp | 69.4%+18.1pp | 79.9%+7.6pp |
| Annual return | 4.10% | 28.03%-23.9pp | 31.07%-27.0pp | 145.39%-141.3pp |
| Employer contribution / active EE | $2,621 | $2,917-10.1% | $2,469+6.2% | $4,194-37.5% |
| Participant deferral / active EE | $3,488 | $4,724-26.2% | $4,092-14.7% | $6,396-45.5% |
| Admin fee / account holder | $1,568 | $8,807-82.2% | $7,578-79.3% | $12,562-87.5% |