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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,460 | $160,040-2.9% | $147,096+5.7% | $145,877+6.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.34% | 98.49%-83.2pp | 419.75%-404.4pp | 551.28%-535.9pp |
| Employer contribution / active EE | $3,707 | $5,289-29.9% | $4,936-24.9% | $4,663-20.5% |
| Participant deferral / active EE | $16,243 | $8,429+92.7% | $8,071+101.2% | $6,691+142.8% |
| Admin fee / account holder | $1,293 | $15,050-91.4% | $13,005-90.1% | $13,402-90.3% |