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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,540 | $93,598+32.0% | $135,974-9.1% | $75,173+64.3% |
| Participation rate | 75.7% | 75.2%+0.5pp | 81.9%-6.2pp | 67.2%+8.5pp |
| Annual return | 31.17% | 30.89%+0.3pp | 68.30%-37.1pp | 160.72%-129.5pp |
| Employer contribution / active EE | $5,526 | $3,538+56.2% | $4,859+13.7% | $2,671+106.9% |
| Participant deferral / active EE | $7,872 | $6,405+22.9% | $7,760+1.4% | $4,126+90.8% |
| Admin fee / account holder | $825 | $6,978-88.2% | $10,767-92.3% | $5,651-85.4% |