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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,818 | $138,076-54.5% | $123,553-49.2% | $135,380-53.6% |
| Participation rate | 61.9% | 84.7%-22.8pp | 82.3%-20.4pp | 82.6%-20.7pp |
| Annual return | -1.22% | 153.70%-154.9pp | 119.21%-120.4pp | 519.81%-521.0pp |
| Employer contribution / active EE | $4,334 | $5,152-15.9% | $4,628-6.3% | $4,779-9.3% |
| Participant deferral / active EE | $8,869 | $6,800+30.4% | $6,426+38.0% | $5,609+58.1% |
| Admin fee / account holder | $11,531 | $10,917+5.6% | $9,284+24.2% | $10,828+6.5% |