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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,999 | $90,617-26.1% | $79,476-15.7% | $135,382-50.5% |
| Participation rate | 85.7% | 76.1%+9.7pp | 73.3%+12.4pp | 82.6%+3.1pp |
| Annual return | -5.97% | 977.57%-983.5pp | 718.21%-724.2pp | 519.77%-525.7pp |
| Employer contribution / active EE | $5,891 | $3,068+92.0% | $2,800+110.4% | $4,779+23.3% |
| Participant deferral / active EE | $11,395 | $4,050+181.3% | $3,704+207.7% | $5,609+103.2% |
| Admin fee / account holder | $641 | $5,907-89.1% | $5,113-87.5% | $10,829-94.1% |