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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,090 | $90,486-53.5% | $78,676-46.5% | $273,972-84.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 9.87% | 75.62%-65.8pp | 62.19%-52.3pp | 41.46%-31.6pp |
| Employer contribution / active EE | $5,182 | $3,175+63.2% | $2,850+81.8% | $4,869+6.4% |
| Participant deferral / active EE | $9,292 | $3,901+138.2% | $3,517+164.2% | $5,287+75.7% |
| Admin fee / account holder | $325 | $5,263-93.8% | $4,510-92.8% | $10,133-96.8% |