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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,379 | $138,102+107.4% | $125,381+128.4% | $134,532+112.9% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -17.15% | 750.73%-767.9pp | 572.31%-589.5pp | 418.27%-435.4pp |
| Employer contribution / active EE | $9,091 | $5,245+73.3% | $4,815+88.8% | $4,741+91.7% |
| Participant deferral / active EE | $10,981 | $7,801+40.8% | $7,448+47.4% | $6,401+71.5% |
| Admin fee / account holder | $5,345 | $11,568-53.8% | $10,007-46.6% | $11,429-53.2% |